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City Report · TX

White Settlement

Pop. 18,150·176th most expensive in Texas·Rental market data updated monthly for White Settlement, TX
Median rent (all units)
$1,550/mo
Year-over-Year
+2.1%
Month-over-Month
+0.6%
vs US Median
-$412
Rising (Monthly)
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Most AffordableMost Expensive
White Settlement · $1,550
More affordable than 73% of US cities · National median $1,962/mo
Affordability
33% of income
MODERATE
0%30% benchmark60%+

At $1,550/mo, rent takes about 33% of the local median household income, slightly above the 30% benchmark.

Income to afford
$62,000/yr
Local median income
$56,784/yr
Based on the 30%-of-income rule using White Settlement's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$983
1 BR
$1,127
2 BR
$1,263
3 BR
$1,649
4 BR+
$1,799
Fair Market Rent (HUD)
$1,263/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,550 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$18,600/yr
At $1,550/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.1% YoY, +0.6% MoM), not inventory.
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Demographics

Who lives here

White Settlement, TX is majority owner-occupied, has a large share of families with children, has a median income below the national average, 17.4% of residents hold a bachelor's degree or higher.

Population
18,150
Median income
$56,784
Median age
35.1
Renters
39.3%
Age distribution
26.2%
23.6%
25.7%
14.3%
Under 1826.2%
18–3423.6%
35–5425.7%
55–6410.2%
65+14.3%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
53.8%
37.1%
White53.8%
Black8.9%
Hispanic37.1%
Asian2%
Education (25+)
20.8%
31.8%
30%
17.4%
No HS diploma20.8%
HS diploma31.8%
Some college30%
Bachelor's+17.4%
Housing tenure
60.7%
39.3%
Owner60.7%
Renter39.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How White Settlement, TX has changed in 5 years

Income
$49,627 → $56,784
up 14.4%
Population
18,040 → 18,150
up 0.6%
Renter share
44.2% → 39.3%
-4.9 pts
Bachelor's+
14.9% → 17.4%
+2.5 pts
Median age
35.7 → 35.1
-0.6 yrs

Census figures show median household income at $56,784 today, compared with $49,627 five years earlier. About 39.3% of households rent today, against 44.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 14.9% to 17.4%.

Community

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View White Settlement rent history (2015–2026) →
Salary vs rent

Can you afford rent in White Settlement on your salary?

At $1,550/mo, how White Settlement rent compares to typical pay (30% rule).

By apartment size

White Settlement rent by bedroom count

Median rent for each apartment size in White Settlement. Click any size for full breakdown.

Local insights

Tips for renters in White Settlement

About renting in White Settlement, TX

Last updated: August 17, 2026

The median rent in White Settlement is $1,550/mo as of August 2026. A studio apartment averages $983/mo while a 2-bedroom runs $1,263/mo. One-bedroom apartments average $1,127/mo and 3-bedroom units go for $1,649/mo.

At 33% of local median household income ($56,784/yr), White Settlement ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

Is White Settlement an affordable city for renters?

White Settlement is considered moderate for renters. At $1,550/mo, rent takes approximately 33% of the local median household income ($56,784/yr). The standard benchmark is 30%. White Settlement slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in White Settlement?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (~$30/hour full-time) to afford the median rent of $1,550/mo in White Settlement. The local median household income is $56,784/yr, meaning the typical White Settlement household falls short of that threshold.

Is rent going up or down in White Settlement?

Rent in White Settlement has increased 2.1% over the past year as of August 2026, putting upward pressure on renter budgets.

How does White Settlement rent compare to other cities in Texas?

White Settlement is middle-of-the-pack for Texas for rent, ranking #176 out of 267 tracked cities at $1,550/mo.

Which nearby cities are cheaper to rent in than White Settlement?

Several nearby cities have lower median rents than White Settlement ($1,550/mo): Benbrook ($1,379/mo), Westworth Village ($1,500/mo).

What percentage of White Settlement residents rent vs. own?

According to Census data, approximately 39.3% of White Settlement households are renters, while 60.7% are owner-occupied. White Settlement leans toward homeownership, which can mean a smaller rental inventory.

How does White Settlement rent compare to the national average?

White Settlement's median rent of $1,550/mo is $412 (21%) below the US national median of $1,962/mo. Within Texas, it ranks #176 out of 267 tracked cities.
Income Affordability
33%
MODERATE

At $1,550/mo, rent takes ~33% of White Settlement's median household income ($56,784/yr). The standard benchmark is 30%.

White Settlement 33%Benchmark 30%
State income taxNone
Run the White Settlement affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near White Settlement, TX

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