City Report · TX

White Settlement

Pop. 18,150·166th most expensive in Texas·White Settlement rents are up 5.4% over the past year
Median rent (all units)
$1,546/mo
Year-over-Year
+5.4%
Month-over-Month
+0.2%
vs US Median
-$386
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
White Settlement · $1,546
More affordable than 73% of US cities · National median $1,932/mo
Affordability
33% of income
MODERATE
0%30% benchmark60%+

At $1,546/mo, rent takes about 33% of the local median household income, slightly above the 30% benchmark.

Income to afford
$62,000/yr
Local median income
$56,784/yr
Based on the 30%-of-income rule using White Settlement's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$983
1 BR
$1,127
2 BR
$1,263
3 BR
$1,649
4 BR+
$1,799
Fair Market Rent (HUD)
$1,263/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,546 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Texas

Rent in White Settlement changed +5.4% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Recent direction

Rent has risen 5 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($56,784) is $1,420 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,263); a 3-bedroom is $1,649.

Cheaper nearby

Benbrook, 9 miles away, rents for 19% less ($1,250/mo), about $3,600 a year in savings.

From Zillow's monthly rent index (ZORI) for White Settlement. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,552/yr
At $1,546/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.4% YoY, +0.2% MoM), not inventory.
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Demographics

Who lives here

White Settlement, TX is majority owner-occupied, has a large share of families with children, has a median income below the national average, 17.4% of residents hold a bachelor's degree or higher.

Population
18,150
Median income
$56,784
Median age
35.1
Renters
39.3%
Age distribution
26.2%
23.6%
25.7%
14.3%
Under 1826.2%
18–3423.6%
35–5425.7%
55–6410.2%
65+14.3%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
53.8%
37.1%
White53.8%
Black8.9%
Hispanic37.1%
Asian2%
Education (25+)
20.8%
31.8%
30%
17.4%
No HS diploma20.8%
HS diploma31.8%
Some college30%
Bachelor's+17.4%
Housing tenure
60.7%
39.3%
Owner60.7%
Renter39.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How White Settlement, TX has changed in 5 years

Income
$49,627 → $56,784
up 14.4%
Population
18,040 → 18,150
up 0.6%
Renter share
44.2% → 39.3%
-4.9 pts
Bachelor's+
14.9% → 17.4%
+2.5 pts
Median age
35.7 → 35.1
-0.6 yrs

Census figures show median household income at $56,784 today, compared with $49,627 five years earlier. About 39.3% of households rent today, against 44.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 14.9% to 17.4%.

Community

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View White Settlement rent history (2015–2026) →
Salary vs rent

Can you afford rent in White Settlement on your salary?

At $1,546/mo, how White Settlement rent compares to typical pay (30% rule).

By apartment size

White Settlement rent by bedroom count

Median rent for each apartment size in White Settlement. Click any size for full breakdown.

Local insights

Tips for renters in White Settlement

About renting in White Settlement, TX

Last updated: October 17, 2026

The median rent in White Settlement is $1,546/mo as of October 2026. A studio apartment averages $983/mo while a 2-bedroom runs $1,263/mo. One-bedroom apartments average $1,127/mo and 3-bedroom units go for $1,649/mo.

At 33% of local median household income ($56,784/yr), White Settlement ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in White Settlement?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,546/mo in White Settlement. The local median household income is $56,784/yr, so the typical household falls short of that bar.

Is rent going up or down in White Settlement?

Rent in White Settlement has risen 5.4% over the past year.

How does White Settlement rent compare to other cities in Texas?

White Settlement is in the middle among Texas cities for rent, ranking #166 of 257 tracked cities at $1,546/mo. Over the year to September 2026, rent in White Settlement changed +5.4%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than White Settlement?

Nearby cities with lower median rent than White Settlement ($1,546/mo) include Benbrook ($1,250/mo), and Westworth Village ($1,491/mo).
Income Affordability
33%
MODERATE

At $1,546/mo, rent takes ~33% of White Settlement's median household income ($56,784/yr). The standard benchmark is 30%.

White Settlement 33%Benchmark 30%
State income taxNone
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Neighborhoods

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Schools nearby

Public schools near White Settlement, TX

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