Rents are 3% below what Oak Harbor's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,966 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
Is your rent fair?
Compare your rent to the local median.
Who lives here
Oak Harbor, WA is roughly split between renters and owners, has a large share of families with children, 28.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Oak Harbor, WA has changed in 5 years
The median rent in Oak Harbor, WA stood at $1,435 in 2021 and currently runs about $1,966, reflecting a 37.0% increase over the period. Household income in the area moved from $61,261 to $76,084 across the same window, up 24.2% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 53.3% of households, compared with 54.9% five years ago. Reading these numbers side by side helps frame whether current listings in Oak Harbor, WA look reasonable against where the market sat half a decade ago.
Discussions about Oak Harbor
No discussions yet. Start the conversation.
Can you afford rent in Oak Harbor on your salary?
At $1,966/mo, how Oak Harbor rent compares to typical pay (30% rule).
Oak Harbor rent by bedroom count
Median rent for each apartment size in Oak Harbor. Click any size for full breakdown.
Tips for renters in Oak Harbor
Last updated: August 17, 2026
The median rent in Oak Harbor is $1,966/mo as of August 2026. A studio apartment averages $1,100/mo while a 2-bedroom runs $1,500/mo. One-bedroom apartments average $1,230/mo and 3-bedroom units go for $2,100/mo.
At 31% of local median household income ($76,084/yr), Oak Harbor ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.
Frequently asked questions
Is Oak Harbor an affordable city for renters?
How much income do you need to rent in Oak Harbor?
Is rent going up or down in Oak Harbor?
How does Oak Harbor rent compare to other cities in Washington?
Which nearby cities are cheaper to rent in than Oak Harbor?
What percentage of Oak Harbor residents rent vs. own?
How does Oak Harbor rent compare to the national average?
At $1,966/mo, rent takes ~31% of Oak Harbor's median household income ($76,084/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Estimated from ZIP-level data
Be the first to submit your rent for Oak Harbor.
No discussions yet.
