City Report · WA

Tumwater

Pop. 26,956·56th most expensive in Washington·Rental market data updated monthly for Tumwater, WA
Median rent (all units)
$2,051/mo
Year-over-Year
+3.2%
Month-over-Month
+0.6%
vs US Median
+$119
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Tumwater · $2,051
More expensive than 63% of US cities · National median $1,932/mo
Rent Reality Score
53/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Tumwater's 10-year trend predicts.

Actual rent
$2,051/mo
Expected by trend
$2,081/mo
The Rent Reality Score compares today's median rent to where Tumwater's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,808
1 BR
$1,496
2 BR
$1,737
3 BR
$2,387
4 BR+
$2,824
Fair Market Rent (HUD)
$1,737/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,051 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Tumwater usually run 1.5% below trend in January and 1.7% above it in July, about $66 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in Tumwater is at its highest level since Zillow's records here began in June 2021.

Past year vs. the rest of Washington

Rent in Tumwater changed +3.2% over the year to September 2026. Across the 97 Washington cities Zillow tracks, the typical change was +2.6%.

Recent direction

Rent has risen 4 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($95,212) is $2,380 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,737); a 3-bedroom is $2,387.

Cheaper nearby

Steilacoom, 18 miles away, rents for 12% less ($1,805/mo), about $3,000 a year in savings.

From Zillow's monthly rent index (ZORI) for Tumwater. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,612/yr
At $2,051/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.2% YoY, +0.6% MoM), not inventory.
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Demographics

Who lives here

Tumwater, WA is majority owner-occupied, has a median income above the national average, 42.9% of residents hold a bachelor's degree or higher.

Population
26,956
Median income
$95,212
Median age
37.1
Renters
37.5%
Age distribution
20.8%
24.8%
27.4%
15.6%
Under 1820.8%
18–3424.8%
35–5427.4%
55–6411.4%
65+15.6%
Gender
47.7%
52.3%
Male47.7%
Female52.3%
Race & ethnicity
69.3%
White69.3%
Black4.8%
Hispanic9.3%
Asian7.3%
Other9.3%
Education (25+)
18.2%
35.7%
42.9%
No HS diploma3.2%
HS diploma18.2%
Some college35.7%
Bachelor's+42.9%
Housing tenure
62.5%
37.5%
Owner62.5%
Renter37.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Tumwater, WA has changed in 5 years

Rent
$1,820 → $2,051
up 12.7%
Income
$77,849 → $95,212
up 22.3%
Population
24,855 → 26,956
up 8.5%
Renter share
43.6% → 37.5%
-6.1 pts
Bachelor's+
38.1% → 42.9%
+4.8 pts
Median age
35.4 → 37.1
+1.7 yrs

Across the past five years, the going rent in Tumwater, WA has shifted from $1,820 to $2,051, up 12.7% since 2022. On the earnings side, the typical household in Tumwater, WA now reports about $95,212, up from $77,849 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show Tumwater, WA adding about 2,101 residents over the five-year window, up 8.5% on net. The renter share has eased from 43.6% to 37.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 38.1% to 42.9% across the same window. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and Tumwater, WA reflects that arc in its own way.

Community

Discussions about Tumwater

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View Tumwater rent history (2015–2026) →
Salary vs rent

Can you afford rent in Tumwater on your salary?

At $2,051/mo, how Tumwater rent compares to typical pay (30% rule).

By apartment size

Tumwater rent by bedroom count

Median rent for each apartment size in Tumwater. Click any size for full breakdown.

Local insights

Tips for renters in Tumwater

About renting in Tumwater, WA

Last updated: October 17, 2026

The median rent in Tumwater is $2,051/mo as of October 2026. A studio apartment averages $1,808/mo while a 2-bedroom runs $1,737/mo. One-bedroom apartments average $1,496/mo and 3-bedroom units go for $2,387/mo.

At 26% of local median household income ($95,212/yr), Tumwater ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Tumwater?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,051/mo in Tumwater. The local median household income is $95,212/yr, so the typical household meets that bar.

Is rent going up or down in Tumwater?

Rent in Tumwater has risen 3.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in June 2021.

When is the cheapest time to rent in Tumwater?

Asking rents in Tumwater are usually lowest in January, about 1.5% below their yearly trend, and highest in July, about 1.7% above it. At today's median that is a gap of roughly $66 a month. This pattern comes from 5 years of Zillow rent data.

How does Tumwater rent compare to other cities in Washington?

Tumwater is in the middle among Washington cities for rent, ranking #56 of 109 tracked cities at $2,051/mo. Over the year to September 2026, rent in Tumwater changed +3.2%, against a typical +2.6% across the 97 Washington cities Zillow tracks.

Which nearby cities are cheaper to rent in than Tumwater?

Nearby cities with lower median rent than Tumwater ($2,051/mo) include Centralia ($1,433/mo), Steilacoom ($1,805/mo), and Olympia ($1,969/mo).
Income Affordability
26%
AFFORDABLE

At $2,051/mo, rent takes ~26% of Tumwater's median household income ($95,212/yr). The standard benchmark is 30%.

Tumwater 26%Benchmark 30%
State income taxNone
Run the Tumwater affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Tumwater, WA

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