City Report · WV

Charles Town

Pop. 7,337·1st most expensive in West Virginia·Rental market data updated monthly for Charles Town, WV
Median rent (all units)
$2,009/mo
Year-over-Year
+2.2%
Month-over-Month
-1.0%
vs US Median
+$77
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Charles Town · $2,009
More expensive than 61% of US cities · National median $1,932/mo
Affordability
27% of income
AFFORDABLE
0%30% benchmark60%+

At $2,009/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$80,000/yr
Local median income
$89,263/yr
Based on the 30%-of-income rule using Charles Town's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$880
1 BR
$880
2 BR
$1,160
3 BR
$1,630
4 BR+
$1,950
Fair Market Rent (HUD)
$1,160/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,009 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of West Virginia

Rent in Charles Town changed +2.2% over the year to September 2026. Across the 10 West Virginia cities Zillow tracks, the typical change was +4.2%.

Recent direction

Rent has fallen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($89,263) is $2,232 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,950).

Cheaper nearby

Martinsburg, 17 miles away, rents for 18% less ($1,648/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for Charles Town. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,108/yr
At $2,009/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.2% YoY, -1.0% MoM), not inventory.
Rent check

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Demographics

Who lives here

Charles Town, WV is majority owner-occupied, 36.1% of residents hold a bachelor's degree or higher.

Population
7,337
Median income
$89,263
Median age
38.5
Renters
25.5%
Age distribution
24.1%
18%
33.9%
13.2%
Under 1824.1%
18–3418%
35–5433.9%
55–6410.8%
65+13.2%
Gender
50.4%
49.6%
Male50.4%
Female49.6%
Race & ethnicity
68.7%
13.9%
13.9%
White68.7%
Black13.9%
Hispanic13.9%
Asian2%
Other1.5%
Education (25+)
27.1%
25.7%
36.1%
No HS diploma11%
HS diploma27.1%
Some college25.7%
Bachelor's+36.1%
Housing tenure
74.5%
25.5%
Owner74.5%
Renter25.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Charles Town, WV has changed in 5 years

Income
$79,158 → $89,263
up 12.8%
Population
6,373 → 7,337
up 15.1%
Renter share
32% → 25.5%
-6.5 pts
Bachelor's+
33.3% → 36.1%
+2.8 pts
Median age
40.4 → 38.5
-1.9 yrs

Median household income climbed from $79,158 to $89,263 between 2021 and 2024, a 12.8% shift. Census counts show Charles Town, WV adding about 964 residents over the five-year window, up 15.1% on net. The renter share has eased from 32% to 25.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 33.3% to 36.1% across the same window.

Community

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View Charles Town rent history (2015–2026) →
Salary vs rent

Can you afford rent in Charles Town on your salary?

At $2,009/mo, how Charles Town rent compares to typical pay (30% rule).

By apartment size

Charles Town rent by bedroom count

Median rent for each apartment size in Charles Town. Click any size for full breakdown.

Local insights

Tips for renters in Charles Town

About renting in Charles Town, WV

Last updated: October 17, 2026

The median rent in Charles Town is $2,009/mo as of October 2026. A studio apartment averages $880/mo while a 2-bedroom runs $1,160/mo. One-bedroom apartments average $880/mo and 3-bedroom units go for $1,630/mo.

At 27% of local median household income ($89,263/yr), Charles Town ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Charles Town?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (about $38/hour full-time) to afford the median rent of $2,009/mo in Charles Town. The local median household income is $89,263/yr, so the typical household meets that bar.

Is rent going up or down in Charles Town?

Rent in Charles Town has risen 2.2% over the past year.

How does Charles Town rent compare to other cities in West Virginia?

Charles Town is one of the pricier among West Virginia cities for rent, ranking #1 of 12 tracked cities at $2,009/mo. Over the year to September 2026, rent in Charles Town changed +2.2%, against a typical +4.2% across the 10 West Virginia cities Zillow tracks.

Which nearby cities are cheaper to rent in than Charles Town?

Nearby cities with lower median rent than Charles Town ($2,009/mo) include Martinsburg ($1,648/mo), Falling Waters ($1,887/mo), and Inwood ($1,925/mo).
Income Affordability
27%
AFFORDABLE

At $2,009/mo, rent takes ~27% of Charles Town's median household income ($89,263/yr). The standard benchmark is 30%.

Charles Town 27%Benchmark 30%
State income tax2.36–5.12%
Run the Charles Town affordability calculator →
Lowest-rent ZIP codes in Charles Town
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Charles Town, WV

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