Can A Bartender Afford Rent in Belmont, MA?

Rent-burdened — rent takes 94.9% of gross income.

Belmont rent: July 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Belmont median rent
$3,223/mo
Bartender salary (Massachusetts)
$40,751/yr
Rent as % of income
94.9%
Gross monthly income works out to about $3,396, and the 30% rule supports up to $1,019/mo in rent. Belmont's median rent of $3,223 exceeds that threshold by $2,204/mo, putting a bartender salary into the rent-burdened range here. A bartender works roughly 164.5 hours a month to cover that rent.

About rent and a bartender salary

Declared bartender pay sits below the rent threshold for a one-bedroom in most US cities. Actual tip income in high-volume bars and fine-dining can push real take-home substantially higher. At the national-average declared bartender salary, the 30% rule supports about $878 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Belmont, which improves the affordability math on a bartender salary:

Wilmington, MA
$3,218/mo (94.8% of income)
Westwood, MA
$3,210/mo (94.5% of income)
Winchester, MA
$3,209/mo (94.5% of income)

Compare with full rent data for Belmont

View full rent data for Belmont, MA

Frequently asked questions

Can a bartender afford rent in Belmont, MA?

Median rent in Belmont is $3,223 a month. A typical bartender in Massachusetts earns about $40,751 a year, which makes that rent 94.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a bartender afford in Belmont?

Using the 30% rule, a bartender salary in Massachusetts (~$40,751/yr) supports up to $1,019 a month in rent. Belmont's current median rent is $3,223/mo, which is $2,204/mo over the affordability threshold.

How many hours does a bartender work to cover rent in Belmont?

At an hourly equivalent of about $20 an hour, a bartender in Massachusetts works roughly 164.5 hours a month to cover Belmont's median rent of $3,223.

Where is rent cheaper than Belmont for a bartender?

Nearby Massachusetts cities with lower median rent include Wilmington ($3,218/mo), Westwood ($3,210/mo), Winchester ($3,209/mo). Each shifts the affordability math materially on a bartender salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Belmont, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.