Can A Bartender Afford Rent in Chelsea, MA?

Rent-burdened — rent takes 77.4% of gross income.

Chelsea rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Chelsea median rent
$2,628/mo
Bartender salary (Massachusetts)
$40,751/yr
Rent as % of income
77.4%
Gross monthly income works out to about $3,396, and the 30% rule supports up to $1,019/mo in rent. Chelsea's median rent of $2,628 exceeds that threshold by $1,609/mo, putting a bartender salary into the rent-burdened range here. A bartender works roughly 134.1 hours a month to cover that rent.

About rent and a bartender salary

Declared bartender pay sits below the rent threshold for a one-bedroom in most US cities. Actual tip income in high-volume bars and fine-dining can push real take-home substantially higher. At the national-average declared bartender salary, the 30% rule supports about $878 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Chelsea, which improves the affordability math on a bartender salary:

Wakefield, MA
$2,627/mo (77.4% of income)
Randolph, MA
$2,627/mo (77.4% of income)
Gloucester, MA
$2,626/mo (77.3% of income)

Compare with full rent data for Chelsea

View full rent data for Chelsea, MA

Frequently asked questions

Can a bartender afford rent in Chelsea, MA?

Median rent in Chelsea is $2,628 a month. A typical bartender in Massachusetts earns about $40,751 a year, which makes that rent 77.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a bartender afford in Chelsea?

Using the 30% rule, a bartender salary in Massachusetts (~$40,751/yr) supports up to $1,019 a month in rent. Chelsea's current median rent is $2,628/mo, which is $1,609/mo over the affordability threshold.

How many hours does a bartender work to cover rent in Chelsea?

At an hourly equivalent of about $20 an hour, a bartender in Massachusetts works roughly 134.1 hours a month to cover Chelsea's median rent of $2,628.

Where is rent cheaper than Chelsea for a bartender?

Nearby Massachusetts cities with lower median rent include Wakefield ($2,627/mo), Randolph ($2,627/mo), Gloucester ($2,626/mo). Each shifts the affordability math materially on a bartender salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Chelsea, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.