Can A Bartender Afford Rent in Swampscott, MA?
Rent-burdened — rent takes 81.4% of gross income.
Swampscott rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a bartender salary
Declared bartender pay sits below the rent threshold for a one-bedroom in most US cities. Actual tip income in high-volume bars and fine-dining can push real take-home substantially higher. At the national-average declared bartender salary, the 30% rule supports about $878 a month in rent.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Swampscott, which improves the affordability math on a bartender salary:
Compare with full rent data for Swampscott
View full rent data for Swampscott, MA →Frequently asked questions
Can a bartender afford rent in Swampscott, MA?
Median rent in Swampscott is $2,764 a month. A typical bartender in Massachusetts earns about $40,751 a year, which makes that rent 81.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a bartender afford in Swampscott?
Using the 30% rule, a bartender salary in Massachusetts (~$40,751/yr) supports up to $1,019 a month in rent. Swampscott's current median rent is $2,764/mo, which is $1,745/mo over the affordability threshold.
How many hours does a bartender work to cover rent in Swampscott?
At an hourly equivalent of about $20 an hour, a bartender in Massachusetts works roughly 141.1 hours a month to cover Swampscott's median rent of $2,764.
Where is rent cheaper than Swampscott for a bartender?
Nearby Massachusetts cities with lower median rent include Danvers ($2,763/mo), Canton ($2,763/mo), Westford ($2,761/mo). Each shifts the affordability math materially on a bartender salary.