Can A Bartender Afford Rent in Frederick, MD?

Rent-burdened — rent takes 69.5% of gross income.

Frederick rent: July 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Frederick median rent
$2,196/mo
Bartender salary (Maryland)
$37,940/yr
Rent as % of income
69.5%
Gross monthly income works out to about $3,162, and the 30% rule supports up to $949/mo in rent. Frederick's median rent of $2,196 exceeds that threshold by $1,247/mo, putting a bartender salary into the rent-burdened range here. A bartender works roughly 120.4 hours a month to cover that rent.

About rent and a bartender salary

Declared bartender pay sits below the rent threshold for a one-bedroom in most US cities. Actual tip income in high-volume bars and fine-dining can push real take-home substantially higher. At the national-average declared bartender salary, the 30% rule supports about $878 a month in rent.

Cheaper rent nearby

These Maryland cities have lower median rent than Frederick, which improves the affordability math on a bartender salary:

Greenbelt, MD
$2,194/mo (69.4% of income)
Annapolis, MD
$2,193/mo (69.4% of income)
Montgomery Village, MD
$2,193/mo (69.4% of income)

Compare with full rent data for Frederick

View full rent data for Frederick, MD

Frequently asked questions

Can a bartender afford rent in Frederick, MD?

Median rent in Frederick is $2,196 a month. A typical bartender in Maryland earns about $37,940 a year, which makes that rent 69.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a bartender afford in Frederick?

Using the 30% rule, a bartender salary in Maryland (~$37,940/yr) supports up to $949 a month in rent. Frederick's current median rent is $2,196/mo, which is $1,247/mo over the affordability threshold.

How many hours does a bartender work to cover rent in Frederick?

At an hourly equivalent of about $18 an hour, a bartender in Maryland works roughly 120.4 hours a month to cover Frederick's median rent of $2,196.

Where is rent cheaper than Frederick for a bartender?

Nearby Maryland cities with lower median rent include Greenbelt ($2,194/mo), Annapolis ($2,193/mo), Montgomery Village ($2,193/mo). Each shifts the affordability math materially on a bartender salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Frederick, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.