Can A Carpenter Afford Rent in Warsaw, IN?

Comfortably affordable — rent takes 26.6% of gross income.

Warsaw rent: July 2026. Salary: BLS OEWS May 2024 (Indiana state estimate).

Warsaw median rent
$1,245/mo
Carpenter salary (Indiana)
$56,065/yr
Rent as % of income
26.6%
Gross monthly income works out to about $4,672, and the 30% rule supports up to $1,402/mo in rent. Warsaw's median rent of $1,245 leaves roughly $157/mo of headroom under that threshold. A carpenter works roughly 46.2 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Indiana cities have lower median rent than Warsaw, which improves the affordability math on a carpenter salary:

Gary, IN
$1,244/mo (26.6% of income)
Mishawaka, IN
$1,244/mo (26.6% of income)
Gary, IN
$1,243/mo (26.6% of income)

Compare with full rent data for Warsaw

View full rent data for Warsaw, IN

Frequently asked questions

Can a carpenter afford rent in Warsaw, IN?

Median rent in Warsaw is $1,245 a month. A typical carpenter in Indiana earns about $56,065 a year, which makes that rent 26.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a carpenter afford in Warsaw?

Using the 30% rule, a carpenter salary in Indiana (~$56,065/yr) supports up to $1,402 a month in rent. Warsaw's current median rent is $1,245/mo, which leaves a $157/mo buffer.

How many hours does a carpenter work to cover rent in Warsaw?

At an hourly equivalent of about $27 an hour, a carpenter in Indiana works roughly 46.2 hours a month to cover Warsaw's median rent of $1,245.

Where is rent cheaper than Warsaw for a carpenter?

Nearby Indiana cities with lower median rent include Gary ($1,244/mo), Mishawaka ($1,244/mo), Gary ($1,243/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Indiana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Warsaw, IN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.