Can A Carpenter Afford Rent in Cold Spring, KY?

Stretched but workable — rent takes 36.6% of gross income.

Cold Spring rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Cold Spring median rent
$1,637/mo
Carpenter salary (Kentucky)
$53,627/yr
Rent as % of income
36.6%
Gross monthly income works out to about $4,469, and the 30% rule supports up to $1,341/mo in rent. Cold Spring's median rent of $1,637 exceeds that threshold by $296/mo, putting a carpenter salary into the rent-burdened range here. A carpenter works roughly 63.5 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Kentucky cities have lower median rent than Cold Spring, which improves the affordability math on a carpenter salary:

Bellevue, KY
$1,634/mo (36.6% of income)
Dayton, KY
$1,631/mo (36.5% of income)
Dayton, KY
$1,631/mo (36.5% of income)

Compare with full rent data for Cold Spring

View full rent data for Cold Spring, KY

Frequently asked questions

Can a carpenter afford rent in Cold Spring, KY?

Median rent in Cold Spring is $1,637 a month. A typical carpenter in Kentucky earns about $53,627 a year, which makes that rent 36.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a carpenter afford in Cold Spring?

Using the 30% rule, a carpenter salary in Kentucky (~$53,627/yr) supports up to $1,341 a month in rent. Cold Spring's current median rent is $1,637/mo, which is $296/mo over the affordability threshold.

How many hours does a carpenter work to cover rent in Cold Spring?

At an hourly equivalent of about $26 an hour, a carpenter in Kentucky works roughly 63.5 hours a month to cover Cold Spring's median rent of $1,637.

Where is rent cheaper than Cold Spring for a carpenter?

Nearby Kentucky cities with lower median rent include Bellevue ($1,634/mo), Dayton ($1,631/mo), Dayton ($1,631/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cold Spring, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.