Can A Carpenter Afford Rent in Franklin, KY?

Stretched but workable — rent takes 30.2% of gross income.

Franklin rent: May 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Franklin median rent
$1,350/mo
Carpenter salary (Kentucky)
$53,627/yr
Rent as % of income
30.2%
Gross monthly income works out to about $4,469, and the 30% rule supports up to $1,341/mo in rent. Franklin's median rent of $1,350 exceeds that threshold by $9/mo, putting a carpenter salary into the rent-burdened range here. A carpenter works roughly 52.4 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Kentucky cities have lower median rent than Franklin, which improves the affordability math on a carpenter salary:

Louisville, KY
$1,349/mo (30.2% of income)
Winchester, KY
$1,349/mo (30.2% of income)
Louisville, KY
$1,348/mo (30.2% of income)

Compare with full rent data for Franklin

View full rent data for Franklin, KY

Frequently asked questions

Can a carpenter afford rent in Franklin, KY?

Median rent in Franklin is $1,350 a month. A typical carpenter in Kentucky earns about $53,627 a year, which makes that rent 30.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a carpenter afford in Franklin?

Using the 30% rule, a carpenter salary in Kentucky (~$53,627/yr) supports up to $1,341 a month in rent. Franklin's current median rent is $1,350/mo, which is $9/mo over the affordability threshold.

How many hours does a carpenter work to cover rent in Franklin?

At an hourly equivalent of about $26 an hour, a carpenter in Kentucky works roughly 52.4 hours a month to cover Franklin's median rent of $1,350.

Where is rent cheaper than Franklin for a carpenter?

Nearby Kentucky cities with lower median rent include Louisville ($1,349/mo), Winchester ($1,349/mo), Louisville ($1,348/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Franklin, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.