Can A Carpenter Afford Rent in Swampscott, MA?

Rent-burdened — rent takes 46.9% of gross income.

Swampscott rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Swampscott median rent
$2,764/mo
Carpenter salary (Massachusetts)
$70,690/yr
Rent as % of income
46.9%
Gross monthly income works out to about $5,891, and the 30% rule supports up to $1,767/mo in rent. Swampscott's median rent of $2,764 exceeds that threshold by $997/mo, putting a carpenter salary into the rent-burdened range here. A carpenter works roughly 81.3 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Swampscott, which improves the affordability math on a carpenter salary:

Danvers, MA
$2,763/mo (46.9% of income)
Canton, MA
$2,763/mo (46.9% of income)
Westford, MA
$2,761/mo (46.9% of income)

Compare with full rent data for Swampscott

View full rent data for Swampscott, MA

Frequently asked questions

Can a carpenter afford rent in Swampscott, MA?

Median rent in Swampscott is $2,764 a month. A typical carpenter in Massachusetts earns about $70,690 a year, which makes that rent 46.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a carpenter afford in Swampscott?

Using the 30% rule, a carpenter salary in Massachusetts (~$70,690/yr) supports up to $1,767 a month in rent. Swampscott's current median rent is $2,764/mo, which is $997/mo over the affordability threshold.

How many hours does a carpenter work to cover rent in Swampscott?

At an hourly equivalent of about $34 an hour, a carpenter in Massachusetts works roughly 81.3 hours a month to cover Swampscott's median rent of $2,764.

Where is rent cheaper than Swampscott for a carpenter?

Nearby Massachusetts cities with lower median rent include Danvers ($2,763/mo), Canton ($2,763/mo), Westford ($2,761/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Swampscott, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.