Can A Carpenter Afford Rent in Smithville, MO?

Stretched but workable — rent takes 39.9% of gross income.

Smithville rent: July 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Smithville median rent
$1,862/mo
Carpenter salary (Missouri)
$56,065/yr
Rent as % of income
39.9%
Gross monthly income works out to about $4,672, and the 30% rule supports up to $1,402/mo in rent. Smithville's median rent of $1,862 exceeds that threshold by $460/mo, putting a carpenter salary into the rent-burdened range here. A carpenter works roughly 69.1 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Missouri cities have lower median rent than Smithville, which improves the affordability math on a carpenter salary:

O Fallon, MO
$1,859/mo (39.8% of income)
Ballwin, MO
$1,850/mo (39.6% of income)
Kirkwood, MO
$1,849/mo (39.6% of income)

Compare with full rent data for Smithville

View full rent data for Smithville, MO

Frequently asked questions

Can a carpenter afford rent in Smithville, MO?

Median rent in Smithville is $1,862 a month. A typical carpenter in Missouri earns about $56,065 a year, which makes that rent 39.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a carpenter afford in Smithville?

Using the 30% rule, a carpenter salary in Missouri (~$56,065/yr) supports up to $1,402 a month in rent. Smithville's current median rent is $1,862/mo, which is $460/mo over the affordability threshold.

How many hours does a carpenter work to cover rent in Smithville?

At an hourly equivalent of about $27 an hour, a carpenter in Missouri works roughly 69.1 hours a month to cover Smithville's median rent of $1,862.

Where is rent cheaper than Smithville for a carpenter?

Nearby Missouri cities with lower median rent include O Fallon ($1,859/mo), Ballwin ($1,850/mo), Kirkwood ($1,849/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Smithville, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.