Can A Carpenter Afford Rent in Memphis, TN?

Comfortably affordable — rent takes 27.4% of gross income.

Memphis rent: June 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Memphis median rent
$1,280/mo
Carpenter salary (Tennessee)
$56,065/yr
Rent as % of income
27.4%
Gross monthly income works out to about $4,672, and the 30% rule supports up to $1,402/mo in rent. Memphis's median rent of $1,280 leaves roughly $122/mo of headroom under that threshold. A carpenter works roughly 47.5 hours a month to cover that rent.

About rent and a carpenter salary

Carpenter pay sits modestly above the US median household income and covers comfortable rent in most lower- and mid-cost metros. Union carpenters in high-cost cities often earn well above the BLS mean. At the national-average carpenter salary, the 30% rule supports about $1,524 a month in rent.

Cheaper rent nearby

These Tennessee cities have lower median rent than Memphis, which improves the affordability math on a carpenter salary:

Gallatin, TN
$1,279/mo (27.4% of income)
Smyrna, TN
$1,274/mo (27.3% of income)
Jonesborough, TN
$1,274/mo (27.3% of income)

Compare with full rent data for Memphis

View full rent data for Memphis, TN

Frequently asked questions

Can a carpenter afford rent in Memphis, TN?

Median rent in Memphis is $1,280 a month. A typical carpenter in Tennessee earns about $56,065 a year, which makes that rent 27.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a carpenter afford in Memphis?

Using the 30% rule, a carpenter salary in Tennessee (~$56,065/yr) supports up to $1,402 a month in rent. Memphis's current median rent is $1,280/mo, which leaves a $122/mo buffer.

How many hours does a carpenter work to cover rent in Memphis?

At an hourly equivalent of about $27 an hour, a carpenter in Tennessee works roughly 47.5 hours a month to cover Memphis's median rent of $1,280.

Where is rent cheaper than Memphis for a carpenter?

Nearby Tennessee cities with lower median rent include Gallatin ($1,279/mo), Smyrna ($1,274/mo), Jonesborough ($1,274/mo). Each shifts the affordability math materially on a carpenter salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Memphis, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.