Can A Chef Afford Rent in Summerland Key, FL?

Rent-burdened — rent takes 117% of gross income.

Summerland Key rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Summerland Key median rent
$5,817/mo
Chef salary (Florida)
$59,660/yr
Rent as % of income
117%
Gross monthly income works out to about $4,972, and the 30% rule supports up to $1,492/mo in rent. Summerland Key's median rent of $5,817 exceeds that threshold by $4,325/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 202.8 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Florida cities have lower median rent than Summerland Key, which improves the affordability math on a chef salary:

Bal Harbour, FL
$5,793/mo (116.5% of income)
Highland Beach, FL
$5,756/mo (115.8% of income)
Siesta Key, FL
$5,570/mo (112% of income)

Compare with full rent data for Summerland Key

View full rent data for Summerland Key, FL

Frequently asked questions

Can a chef afford rent in Summerland Key, FL?

Median rent in Summerland Key is $5,817 a month. A typical chef in Florida earns about $59,660 a year, which makes that rent 117% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Summerland Key?

Using the 30% rule, a chef salary in Florida (~$59,660/yr) supports up to $1,492 a month in rent. Summerland Key's current median rent is $5,817/mo, which is $4,325/mo over the affordability threshold.

How many hours does a chef work to cover rent in Summerland Key?

At an hourly equivalent of about $29 an hour, a chef in Florida works roughly 202.8 hours a month to cover Summerland Key's median rent of $5,817.

Where is rent cheaper than Summerland Key for a chef?

Nearby Florida cities with lower median rent include Bal Harbour ($5,793/mo), Highland Beach ($5,756/mo), Siesta Key ($5,570/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Summerland Key, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.