Can A Chef Afford Rent in Hilo, HI?

Stretched but workable — rent takes 36.2% of gross income.

Hilo rent: July 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Hilo median rent
$2,088/mo
Chef salary (Hawaii)
$69,282/yr
Rent as % of income
36.2%
Gross monthly income works out to about $5,774, and the 30% rule supports up to $1,732/mo in rent. Hilo's median rent of $2,088 exceeds that threshold by $356/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 62.7 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Hawaii cities have lower median rent than Hilo, which improves the affordability math on a chef salary:

Wahiawa, HI
$2,087/mo (36.1% of income)
Waianae, HI
$2,086/mo (36.1% of income)
Honolulu, HI
$2,050/mo (35.5% of income)

Compare with full rent data for Hilo

View full rent data for Hilo, HI

Frequently asked questions

Can a chef afford rent in Hilo, HI?

Median rent in Hilo is $2,088 a month. A typical chef in Hawaii earns about $69,282 a year, which makes that rent 36.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Hilo?

Using the 30% rule, a chef salary in Hawaii (~$69,282/yr) supports up to $1,732 a month in rent. Hilo's current median rent is $2,088/mo, which is $356/mo over the affordability threshold.

How many hours does a chef work to cover rent in Hilo?

At an hourly equivalent of about $33 an hour, a chef in Hawaii works roughly 62.7 hours a month to cover Hilo's median rent of $2,088.

Where is rent cheaper than Hilo for a chef?

Nearby Hawaii cities with lower median rent include Wahiawa ($2,087/mo), Waianae ($2,086/mo), Honolulu ($2,050/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Hilo, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.