Can A Chef Afford Rent in Waialua, HI?

Rent-burdened — rent takes 52.6% of gross income.

Waialua rent: September 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Waialua median rent
$3,039/mo
Chef salary (Hawaii)
$69,282/yr
Rent as % of income
52.6%
Gross monthly income works out to about $5,774, and the 30% rule supports up to $1,732/mo in rent. Waialua's median rent of $3,039 exceeds that threshold by $1,307/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 91.2 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Hawaii cities have lower median rent than Waialua, which improves the affordability math on a chef salary:

Kihei, HI
$3,032/mo (52.5% of income)
Lahaina, HI
$3,017/mo (52.3% of income)
Lahaina, HI
$2,999/mo (51.9% of income)

Compare with full rent data for Waialua

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Frequently asked questions

Can a chef afford rent in Waialua, HI?

Median rent in Waialua is $3,039 a month. A typical chef in Hawaii earns about $69,282 a year, which makes that rent 52.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Waialua?

Using the 30% rule, a chef salary in Hawaii (~$69,282/yr) supports up to $1,732 a month in rent. Waialua's current median rent is $3,039/mo, which is $1,307/mo over the affordability threshold.

How many hours does a chef work to cover rent in Waialua?

At an hourly equivalent of about $33 an hour, a chef in Hawaii works roughly 91.2 hours a month to cover Waialua's median rent of $3,039.

Where is rent cheaper than Waialua for a chef?

Nearby Hawaii cities with lower median rent include Kihei ($3,032/mo), Lahaina ($3,017/mo), Lahaina ($2,999/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waialua, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.