Can A Chef Afford Rent in Ames, IA?

Comfortably affordable — rent takes 22.9% of gross income.

Ames rent: June 2026. Salary: BLS OEWS May 2024 (Iowa state estimate).

Ames median rent
$1,125/mo
Chef salary (Iowa)
$59,018/yr
Rent as % of income
22.9%
Gross monthly income works out to about $4,918, and the 30% rule supports up to $1,475/mo in rent. Ames's median rent of $1,125 leaves roughly $350/mo of headroom under that threshold. A chef works roughly 39.6 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Iowa cities have lower median rent than Ames, which improves the affordability math on a chef salary:

Sioux City, IA
$1,123/mo (22.8% of income)
Des Moines, IA
$1,123/mo (22.8% of income)
Dubuque, IA
$1,123/mo (22.8% of income)

Compare with full rent data for Ames

View full rent data for Ames, IA

Frequently asked questions

Can a chef afford rent in Ames, IA?

Median rent in Ames is $1,125 a month. A typical chef in Iowa earns about $59,018 a year, which makes that rent 22.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Ames?

Using the 30% rule, a chef salary in Iowa (~$59,018/yr) supports up to $1,475 a month in rent. Ames's current median rent is $1,125/mo, which leaves a $350/mo buffer.

How many hours does a chef work to cover rent in Ames?

At an hourly equivalent of about $28 an hour, a chef in Iowa works roughly 39.6 hours a month to cover Ames's median rent of $1,125.

Where is rent cheaper than Ames for a chef?

Nearby Iowa cities with lower median rent include Sioux City ($1,123/mo), Des Moines ($1,123/mo), Dubuque ($1,123/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Iowa state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ames, IA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.