Can A Chef Afford Rent in Gary, IN?

Comfortably affordable — rent takes 27.8% of gross income.

Gary rent: June 2026. Salary: BLS OEWS May 2024 (Indiana state estimate).

Gary median rent
$1,366/mo
Chef salary (Indiana)
$59,018/yr
Rent as % of income
27.8%
Gross monthly income works out to about $4,918, and the 30% rule supports up to $1,475/mo in rent. Gary's median rent of $1,366 leaves roughly $109/mo of headroom under that threshold. A chef works roughly 48.1 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Indiana cities have lower median rent than Gary, which improves the affordability math on a chef salary:

Columbus, IN
$1,365/mo (27.8% of income)
Hammond, IN
$1,364/mo (27.7% of income)
Columbus, IN
$1,364/mo (27.7% of income)

Compare with full rent data for Gary

View full rent data for Gary, IN

Frequently asked questions

Can a chef afford rent in Gary, IN?

Median rent in Gary is $1,366 a month. A typical chef in Indiana earns about $59,018 a year, which makes that rent 27.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Gary?

Using the 30% rule, a chef salary in Indiana (~$59,018/yr) supports up to $1,475 a month in rent. Gary's current median rent is $1,366/mo, which leaves a $109/mo buffer.

How many hours does a chef work to cover rent in Gary?

At an hourly equivalent of about $28 an hour, a chef in Indiana works roughly 48.1 hours a month to cover Gary's median rent of $1,366.

Where is rent cheaper than Gary for a chef?

Nearby Indiana cities with lower median rent include Columbus ($1,365/mo), Hammond ($1,364/mo), Columbus ($1,364/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Indiana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Gary, IN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.