Can A Chef Afford Rent in Chelmsford, MA?

Rent-burdened — rent takes 43.2% of gross income.

Chelmsford rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Chelmsford median rent
$2,680/mo
Chef salary (Massachusetts)
$74,414/yr
Rent as % of income
43.2%
Gross monthly income works out to about $6,201, and the 30% rule supports up to $1,860/mo in rent. Chelmsford's median rent of $2,680 exceeds that threshold by $820/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 74.9 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Chelmsford, which improves the affordability math on a chef salary:

Everett, MA
$2,679/mo (43.2% of income)
Arlington, MA
$2,679/mo (43.2% of income)
Westborough, MA
$2,679/mo (43.2% of income)

Compare with full rent data for Chelmsford

View full rent data for Chelmsford, MA

Frequently asked questions

Can a chef afford rent in Chelmsford, MA?

Median rent in Chelmsford is $2,680 a month. A typical chef in Massachusetts earns about $74,414 a year, which makes that rent 43.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Chelmsford?

Using the 30% rule, a chef salary in Massachusetts (~$74,414/yr) supports up to $1,860 a month in rent. Chelmsford's current median rent is $2,680/mo, which is $820/mo over the affordability threshold.

How many hours does a chef work to cover rent in Chelmsford?

At an hourly equivalent of about $36 an hour, a chef in Massachusetts works roughly 74.9 hours a month to cover Chelmsford's median rent of $2,680.

Where is rent cheaper than Chelmsford for a chef?

Nearby Massachusetts cities with lower median rent include Everett ($2,679/mo), Arlington ($2,679/mo), Westborough ($2,679/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Chelmsford, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.