Can A Chef Afford Rent in Saugus, MA?

Rent-burdened — rent takes 49.3% of gross income.

Saugus rent: September 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Saugus median rent
$3,057/mo
Chef salary (Massachusetts)
$74,414/yr
Rent as % of income
49.3%
Gross monthly income works out to about $6,201, and the 30% rule supports up to $1,860/mo in rent. Saugus's median rent of $3,057 exceeds that threshold by $1,197/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 85.4 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Saugus, which improves the affordability math on a chef salary:

Burlington, MA
$3,056/mo (49.3% of income)
Marblehead, MA
$3,055/mo (49.3% of income)
Stoneham, MA
$3,055/mo (49.3% of income)

Compare with full rent data for Saugus

View full rent data for Saugus, MA →

Frequently asked questions

Can a chef afford rent in Saugus, MA?

Median rent in Saugus is $3,057 a month. A typical chef in Massachusetts earns about $74,414 a year, which makes that rent 49.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Saugus?

Using the 30% rule, a chef salary in Massachusetts (~$74,414/yr) supports up to $1,860 a month in rent. Saugus's current median rent is $3,057/mo, which is $1,197/mo over the affordability threshold.

How many hours does a chef work to cover rent in Saugus?

At an hourly equivalent of about $36 an hour, a chef in Massachusetts works roughly 85.4 hours a month to cover Saugus's median rent of $3,057.

Where is rent cheaper than Saugus for a chef?

Nearby Massachusetts cities with lower median rent include Burlington ($3,056/mo), Marblehead ($3,055/mo), Stoneham ($3,055/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saugus, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.