Can A Chef Afford Rent in Middletown, MD?

Stretched but workable — rent takes 31.6% of gross income.

Middletown rent: September 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Middletown median rent
$1,824/mo
Chef salary (Maryland)
$69,282/yr
Rent as % of income
31.6%
Gross monthly income works out to about $5,774, and the 30% rule supports up to $1,732/mo in rent. Middletown's median rent of $1,824 exceeds that threshold by $92/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 54.8 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Maryland cities have lower median rent than Middletown, which improves the affordability math on a chef salary:

Owings Mills, MD
$1,823/mo (31.6% of income)
Owings Mills, MD
$1,822/mo (31.6% of income)
Cockeysville, MD
$1,822/mo (31.6% of income)

Compare with full rent data for Middletown

View full rent data for Middletown, MD →

Frequently asked questions

Can a chef afford rent in Middletown, MD?

Median rent in Middletown is $1,824 a month. A typical chef in Maryland earns about $69,282 a year, which makes that rent 31.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Middletown?

Using the 30% rule, a chef salary in Maryland (~$69,282/yr) supports up to $1,732 a month in rent. Middletown's current median rent is $1,824/mo, which is $92/mo over the affordability threshold.

How many hours does a chef work to cover rent in Middletown?

At an hourly equivalent of about $33 an hour, a chef in Maryland works roughly 54.8 hours a month to cover Middletown's median rent of $1,824.

Where is rent cheaper than Middletown for a chef?

Nearby Maryland cities with lower median rent include Owings Mills ($1,823/mo), Owings Mills ($1,822/mo), Cockeysville ($1,822/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Middletown, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.