Can A Chef Afford Rent in Cottage Grove, MN?

Stretched but workable — rent takes 34.5% of gross income.

Cottage Grove rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Cottage Grove median rent
$1,916/mo
Chef salary (Minnesota)
$66,716/yr
Rent as % of income
34.5%
Gross monthly income works out to about $5,560, and the 30% rule supports up to $1,668/mo in rent. Cottage Grove's median rent of $1,916 exceeds that threshold by $248/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 59.7 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Minnesota cities have lower median rent than Cottage Grove, which improves the affordability math on a chef salary:

Lakeville, MN
$1,914/mo (34.4% of income)
Lakeville, MN
$1,912/mo (34.4% of income)
Plymouth, MN
$1,910/mo (34.4% of income)

Compare with full rent data for Cottage Grove

View full rent data for Cottage Grove, MN

Frequently asked questions

Can a chef afford rent in Cottage Grove, MN?

Median rent in Cottage Grove is $1,916 a month. A typical chef in Minnesota earns about $66,716 a year, which makes that rent 34.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Cottage Grove?

Using the 30% rule, a chef salary in Minnesota (~$66,716/yr) supports up to $1,668 a month in rent. Cottage Grove's current median rent is $1,916/mo, which is $248/mo over the affordability threshold.

How many hours does a chef work to cover rent in Cottage Grove?

At an hourly equivalent of about $32 an hour, a chef in Minnesota works roughly 59.7 hours a month to cover Cottage Grove's median rent of $1,916.

Where is rent cheaper than Cottage Grove for a chef?

Nearby Minnesota cities with lower median rent include Lakeville ($1,914/mo), Lakeville ($1,912/mo), Plymouth ($1,910/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cottage Grove, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.