Can A Chef Afford Rent in Saint Louis, MO?

Comfortably affordable — rent takes 27.5% of gross income.

Saint Louis rent: July 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

Saint Louis median rent
$1,352/mo
Chef salary (Missouri)
$59,018/yr
Rent as % of income
27.5%
Gross monthly income works out to about $4,918, and the 30% rule supports up to $1,475/mo in rent. Saint Louis's median rent of $1,352 leaves roughly $123/mo of headroom under that threshold. A chef works roughly 47.6 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Missouri cities have lower median rent than Saint Louis, which improves the affordability math on a chef salary:

Ferguson, MO
$1,351/mo (27.5% of income)
Hazelwood, MO
$1,351/mo (27.5% of income)
Overland, MO
$1,351/mo (27.5% of income)

Compare with full rent data for Saint Louis

View full rent data for Saint Louis, MO

Frequently asked questions

Can a chef afford rent in Saint Louis, MO?

Median rent in Saint Louis is $1,352 a month. A typical chef in Missouri earns about $59,018 a year, which makes that rent 27.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Saint Louis?

Using the 30% rule, a chef salary in Missouri (~$59,018/yr) supports up to $1,475 a month in rent. Saint Louis's current median rent is $1,352/mo, which leaves a $123/mo buffer.

How many hours does a chef work to cover rent in Saint Louis?

At an hourly equivalent of about $28 an hour, a chef in Missouri works roughly 47.6 hours a month to cover Saint Louis's median rent of $1,352.

Where is rent cheaper than Saint Louis for a chef?

Nearby Missouri cities with lower median rent include Ferguson ($1,351/mo), Hazelwood ($1,351/mo), Overland ($1,351/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saint Louis, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.