Can A Chef Afford Rent in Billings, MT?

Stretched but workable — rent takes 30.5% of gross income.

Billings rent: July 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Billings median rent
$1,437/mo
Chef salary (Montana)
$56,452/yr
Rent as % of income
30.5%
Gross monthly income works out to about $4,704, and the 30% rule supports up to $1,411/mo in rent. Billings's median rent of $1,437 exceeds that threshold by $26/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 52.9 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Montana cities have lower median rent than Billings, which improves the affordability math on a chef salary:

Missoula, MT
$1,435/mo (30.5% of income)
Butte, MT
$1,410/mo (30% of income)
Livingston, MT
$1,406/mo (29.9% of income)

Compare with full rent data for Billings

View full rent data for Billings, MT

Frequently asked questions

Can a chef afford rent in Billings, MT?

Median rent in Billings is $1,437 a month. A typical chef in Montana earns about $56,452 a year, which makes that rent 30.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Billings?

Using the 30% rule, a chef salary in Montana (~$56,452/yr) supports up to $1,411 a month in rent. Billings's current median rent is $1,437/mo, which is $26/mo over the affordability threshold.

How many hours does a chef work to cover rent in Billings?

At an hourly equivalent of about $27 an hour, a chef in Montana works roughly 52.9 hours a month to cover Billings's median rent of $1,437.

Where is rent cheaper than Billings for a chef?

Nearby Montana cities with lower median rent include Missoula ($1,435/mo), Butte ($1,410/mo), Livingston ($1,406/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Billings, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.