Can A Chef Afford Rent in Missoula, MT?

Stretched but workable — rent takes 32.9% of gross income.

Missoula rent: June 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Missoula median rent
$1,550/mo
Chef salary (Montana)
$56,452/yr
Rent as % of income
32.9%
Gross monthly income works out to about $4,704, and the 30% rule supports up to $1,411/mo in rent. Missoula's median rent of $1,550 exceeds that threshold by $139/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 57.1 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Montana cities have lower median rent than Missoula, which improves the affordability math on a chef salary:

Helena, MT
$1,491/mo (31.7% of income)
Helena, MT
$1,490/mo (31.7% of income)
Helena, MT
$1,490/mo (31.7% of income)

Compare with full rent data for Missoula

View full rent data for Missoula, MT

Frequently asked questions

Can a chef afford rent in Missoula, MT?

Median rent in Missoula is $1,550 a month. A typical chef in Montana earns about $56,452 a year, which makes that rent 32.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Missoula?

Using the 30% rule, a chef salary in Montana (~$56,452/yr) supports up to $1,411 a month in rent. Missoula's current median rent is $1,550/mo, which is $139/mo over the affordability threshold.

How many hours does a chef work to cover rent in Missoula?

At an hourly equivalent of about $27 an hour, a chef in Montana works roughly 57.1 hours a month to cover Missoula's median rent of $1,550.

Where is rent cheaper than Missoula for a chef?

Nearby Montana cities with lower median rent include Helena ($1,491/mo), Helena ($1,490/mo), Helena ($1,490/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Missoula, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.