Can A Chef Afford Rent in Fargo, ND?

Comfortably affordable — rent takes 21% of gross income.

Fargo rent: June 2026. Salary: BLS OEWS May 2024 (North Dakota state estimate).

Fargo median rent
$1,088/mo
Chef salary (North Dakota)
$62,226/yr
Rent as % of income
21%
Gross monthly income works out to about $5,186, and the 30% rule supports up to $1,556/mo in rent. Fargo's median rent of $1,088 leaves roughly $468/mo of headroom under that threshold. A chef works roughly 36.4 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These North Dakota cities have lower median rent than Fargo, which improves the affordability math on a chef salary:

Minot, ND
$1,086/mo (20.9% of income)
Mandan, ND
$1,074/mo (20.7% of income)
Mandan, ND
$1,060/mo (20.4% of income)

Compare with full rent data for Fargo

View full rent data for Fargo, ND

Frequently asked questions

Can a chef afford rent in Fargo, ND?

Median rent in Fargo is $1,088 a month. A typical chef in North Dakota earns about $62,226 a year, which makes that rent 21% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Fargo?

Using the 30% rule, a chef salary in North Dakota (~$62,226/yr) supports up to $1,556 a month in rent. Fargo's current median rent is $1,088/mo, which leaves a $468/mo buffer.

How many hours does a chef work to cover rent in Fargo?

At an hourly equivalent of about $30 an hour, a chef in North Dakota works roughly 36.4 hours a month to cover Fargo's median rent of $1,088.

Where is rent cheaper than Fargo for a chef?

Nearby North Dakota cities with lower median rent include Minot ($1,086/mo), Mandan ($1,074/mo), Mandan ($1,060/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived North Dakota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Fargo, ND. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.