Can A Chef Afford Rent in Kearny, NJ?

Stretched but workable — rent takes 38.4% of gross income.

Kearny rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Kearny median rent
$2,301/mo
Chef salary (New Jersey)
$71,848/yr
Rent as % of income
38.4%
Gross monthly income works out to about $5,987, and the 30% rule supports up to $1,796/mo in rent. Kearny's median rent of $2,301 exceeds that threshold by $505/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 66.6 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These New Jersey cities have lower median rent than Kearny, which improves the affordability math on a chef salary:

Ridgefield Park, NJ
$2,300/mo (38.4% of income)
Bayonne, NJ
$2,300/mo (38.4% of income)
Passaic, NJ
$2,300/mo (38.4% of income)

Compare with full rent data for Kearny

View full rent data for Kearny, NJ

Frequently asked questions

Can a chef afford rent in Kearny, NJ?

Median rent in Kearny is $2,301 a month. A typical chef in New Jersey earns about $71,848 a year, which makes that rent 38.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Kearny?

Using the 30% rule, a chef salary in New Jersey (~$71,848/yr) supports up to $1,796 a month in rent. Kearny's current median rent is $2,301/mo, which is $505/mo over the affordability threshold.

How many hours does a chef work to cover rent in Kearny?

At an hourly equivalent of about $35 an hour, a chef in New Jersey works roughly 66.6 hours a month to cover Kearny's median rent of $2,301.

Where is rent cheaper than Kearny for a chef?

Nearby New Jersey cities with lower median rent include Ridgefield Park ($2,300/mo), Bayonne ($2,300/mo), Passaic ($2,300/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Kearny, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.