Can A Chef Afford Rent in Chattanooga, TN?
Stretched but workable — rent takes 30.6% of gross income.
Chattanooga rent: June 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).
About rent and a chef salary
Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.
Cheaper rent nearby
These Tennessee cities have lower median rent than Chattanooga, which improves the affordability math on a chef salary:
Compare with full rent data for Chattanooga
View full rent data for Chattanooga, TN →Frequently asked questions
Can a chef afford rent in Chattanooga, TN?
Median rent in Chattanooga is $1,505 a month. A typical chef in Tennessee earns about $59,018 a year, which makes that rent 30.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a chef afford in Chattanooga?
Using the 30% rule, a chef salary in Tennessee (~$59,018/yr) supports up to $1,475 a month in rent. Chattanooga's current median rent is $1,505/mo, which is $30/mo over the affordability threshold.
How many hours does a chef work to cover rent in Chattanooga?
At an hourly equivalent of about $28 an hour, a chef in Tennessee works roughly 53 hours a month to cover Chattanooga's median rent of $1,505.
Where is rent cheaper than Chattanooga for a chef?
Nearby Tennessee cities with lower median rent include Morristown ($1,502/mo), Cordova ($1,500/mo), Smithville ($1,500/mo). Each shifts the affordability math materially on a chef salary.