Can A Chef Afford Rent in Covington, TN?

Comfortably affordable — rent takes 22.4% of gross income.

Covington rent: June 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Covington median rent
$1,100/mo
Chef salary (Tennessee)
$59,018/yr
Rent as % of income
22.4%
Gross monthly income works out to about $4,918, and the 30% rule supports up to $1,475/mo in rent. Covington's median rent of $1,100 leaves roughly $375/mo of headroom under that threshold. A chef works roughly 38.8 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Tennessee cities have lower median rent than Covington, which improves the affordability math on a chef salary:

Athens, TN
$1,099/mo (22.3% of income)
Chattanooga, TN
$1,089/mo (22.1% of income)
Knoxville, TN
$1,086/mo (22.1% of income)

Compare with full rent data for Covington

View full rent data for Covington, TN

Frequently asked questions

Can a chef afford rent in Covington, TN?

Median rent in Covington is $1,100 a month. A typical chef in Tennessee earns about $59,018 a year, which makes that rent 22.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Covington?

Using the 30% rule, a chef salary in Tennessee (~$59,018/yr) supports up to $1,475 a month in rent. Covington's current median rent is $1,100/mo, which leaves a $375/mo buffer.

How many hours does a chef work to cover rent in Covington?

At an hourly equivalent of about $28 an hour, a chef in Tennessee works roughly 38.8 hours a month to cover Covington's median rent of $1,100.

Where is rent cheaper than Covington for a chef?

Nearby Tennessee cities with lower median rent include Athens ($1,099/mo), Chattanooga ($1,089/mo), Knoxville ($1,086/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Covington, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.