Can A Nursing Assistant Afford Rent in Waterloo, IL?

Rent-burdened — rent takes 40.1% of gross income.

Waterloo rent: January 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Waterloo median rent
$1,350/mo
Nursing Assistant salary (Illinois)
$40,402/yr
Rent as % of income
40.1%
Gross monthly income works out to about $3,367, and the 30% rule supports up to $1,010/mo in rent. Waterloo's median rent of $1,350 exceeds that threshold by $340/mo, putting a nursing assistant salary into the rent-burdened range here. A nursing assistant works roughly 69.5 hours a month to cover that rent.

About rent and a nursing assistant salary

Nursing assistant (CNA) pay falls below the rent threshold for a one-bedroom in nearly every US metro, which is the central tension behind the widely studied direct-care workforce affordability gap. At the national-average CNA salary, the 30% rule supports about $990 a month in rent — below median rent in most cities. The per-city pages quantify how far below.

Cheaper rent nearby

These Illinois cities have lower median rent than Waterloo, which improves the affordability math on a nursing assistant salary:

Swansea, IL
$1,349/mo (40.1% of income)
Champaign, IL
$1,348/mo (40% of income)
Cicero, IL
$1,345/mo (39.9% of income)

Compare with full rent data for Waterloo

View full rent data for Waterloo, IL

Frequently asked questions

Can a nursing assistant afford rent in Waterloo, IL?

Median rent in Waterloo is $1,350 a month. A typical nursing assistant in Illinois earns about $40,402 a year, which makes that rent 40.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a nursing assistant afford in Waterloo?

Using the 30% rule, a nursing assistant salary in Illinois (~$40,402/yr) supports up to $1,010 a month in rent. Waterloo's current median rent is $1,350/mo, which is $340/mo over the affordability threshold.

How many hours does a nursing assistant work to cover rent in Waterloo?

At an hourly equivalent of about $19 an hour, a nursing assistant in Illinois works roughly 69.5 hours a month to cover Waterloo's median rent of $1,350.

Where is rent cheaper than Waterloo for a nursing assistant?

Nearby Illinois cities with lower median rent include Swansea ($1,349/mo), Champaign ($1,348/mo), Cicero ($1,345/mo). Each shifts the affordability math materially on a nursing assistant salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waterloo, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.