Can An Elementary School Teacher Afford Rent in Urbana, IL?

Comfortably affordable — rent takes 21.9% of gross income.

Urbana rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Urbana median rent
$1,249/mo
Elementary School Teacher salary (Illinois)
$68,422/yr
Rent as % of income
21.9%
Gross monthly income works out to about $5,702, and the 30% rule supports up to $1,711/mo in rent. Urbana's median rent of $1,249 leaves roughly $462/mo of headroom under that threshold. An elementary school teacher works roughly 38 hours a month to cover that rent.

About rent and an elementary school teacher salary

Teacher affordability is one of the sharpest local-rent lenses available, because public-school pay scales are set by state and district while rent is set by local market conditions. The result is that two teachers with identical credentials can face very different rent burdens depending on where they teach. At the national-average teacher salary, the 30% rule supports about $1,677 a month in rent — comfortable in most of the Midwest and South, tight in mid-cost cities, and out of reach without roommates in the most expensive coastal markets. The per-city pages below combine local rent with local teacher-pay estimates to show where the math works.

Cheaper rent nearby

These Illinois cities have lower median rent than Urbana, which improves the affordability math on an elementary school teacher salary:

Kankakee, IL
$1,246/mo (21.9% of income)
Fairview Heights, IL
$1,245/mo (21.8% of income)
Shiloh, IL
$1,243/mo (21.8% of income)

Compare with full rent data for Urbana

View full rent data for Urbana, IL

Frequently asked questions

Can an elementary school teacher afford rent in Urbana, IL?

Median rent in Urbana is $1,249 a month. A typical elementary school teacher in Illinois earns about $68,422 a year, which makes that rent 21.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can an elementary school teacher afford in Urbana?

Using the 30% rule, an elementary school teacher salary in Illinois (~$68,422/yr) supports up to $1,711 a month in rent. Urbana's current median rent is $1,249/mo, which leaves a $462/mo buffer.

How many hours does an elementary school teacher work to cover rent in Urbana?

At an hourly equivalent of about $33 an hour, an elementary school teacher in Illinois works roughly 38 hours a month to cover Urbana's median rent of $1,249.

Where is rent cheaper than Urbana for an elementary school teacher?

Nearby Illinois cities with lower median rent include Kankakee ($1,246/mo), Fairview Heights ($1,245/mo), Shiloh ($1,243/mo). Each shifts the affordability math materially on an elementary school teacher salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Urbana, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.