Can An Elementary School Teacher Afford Rent in Jefferson City, TN?

Comfortably affordable — rent takes 22.4% of gross income.

Jefferson City rent: March 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Jefferson City median rent
$1,152/mo
Elementary School Teacher salary (Tennessee)
$61,714/yr
Rent as % of income
22.4%
Gross monthly income works out to about $5,143, and the 30% rule supports up to $1,543/mo in rent. Jefferson City's median rent of $1,152 leaves roughly $391/mo of headroom under that threshold. An elementary school teacher works roughly 38.8 hours a month to cover that rent.

About rent and an elementary school teacher salary

Teacher affordability is one of the sharpest local-rent lenses available, because public-school pay scales are set by state and district while rent is set by local market conditions. The result is that two teachers with identical credentials can face very different rent burdens depending on where they teach. At the national-average teacher salary, the 30% rule supports about $1,677 a month in rent — comfortable in most of the Midwest and South, tight in mid-cost cities, and out of reach without roommates in the most expensive coastal markets. The per-city pages below combine local rent with local teacher-pay estimates to show where the math works.

Cheaper rent nearby

These Tennessee cities have lower median rent than Jefferson City, which improves the affordability math on an elementary school teacher salary:

Athens, TN
$1,135/mo (22.1% of income)
Maryville, TN
$1,123/mo (21.8% of income)
Greeneville, TN
$1,117/mo (21.7% of income)

Compare with full rent data for Jefferson City

View full rent data for Jefferson City, TN

Frequently asked questions

Can an elementary school teacher afford rent in Jefferson City, TN?

Median rent in Jefferson City is $1,152 a month. A typical elementary school teacher in Tennessee earns about $61,714 a year, which makes that rent 22.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can an elementary school teacher afford in Jefferson City?

Using the 30% rule, an elementary school teacher salary in Tennessee (~$61,714/yr) supports up to $1,543 a month in rent. Jefferson City's current median rent is $1,152/mo, which leaves a $391/mo buffer.

How many hours does an elementary school teacher work to cover rent in Jefferson City?

At an hourly equivalent of about $30 an hour, an elementary school teacher in Tennessee works roughly 38.8 hours a month to cover Jefferson City's median rent of $1,152.

Where is rent cheaper than Jefferson City for an elementary school teacher?

Nearby Tennessee cities with lower median rent include Athens ($1,135/mo), Maryville ($1,123/mo), Greeneville ($1,117/mo). Each shifts the affordability math materially on an elementary school teacher salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Jefferson City, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.