Can A Financial Analyst Afford Rent in Carmel-by-the-Sea, CA?

Rent-burdened — rent takes 61.8% of gross income.

Carmel-by-the-Sea rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Carmel-by-the-Sea median rent
$6,281/mo
Financial Analyst salary (California)
$121,941/yr
Rent as % of income
61.8%
Gross monthly income works out to about $10,162, and the 30% rule supports up to $3,049/mo in rent. Carmel-by-the-Sea's median rent of $6,281 exceeds that threshold by $3,232/mo, putting a financial analyst salary into the rent-burdened range here. A financial analyst works roughly 107.1 hours a month to cover that rent.

About rent and a financial analyst salary

Financial analyst pay covers comfortable rent in most US cities. At the national-average financial-analyst salary, the 30% rule supports about $2,584 a month in rent, which is above the median in nearly every metro tracked here.

Cheaper rent nearby

These California cities have lower median rent than Carmel-by-the-Sea, which improves the affordability math on a financial analyst salary:

San Marino, CA
$6,258/mo (61.6% of income)
San Marino, CA
$6,172/mo (60.7% of income)
San Marino, CA
$6,133/mo (60.4% of income)

Compare with full rent data for Carmel-by-the-Sea

View full rent data for Carmel-by-the-Sea, CA

Frequently asked questions

Can a financial analyst afford rent in Carmel-by-the-Sea, CA?

Median rent in Carmel-by-the-Sea is $6,281 a month. A typical financial analyst in California earns about $121,941 a year, which makes that rent 61.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a financial analyst afford in Carmel-by-the-Sea?

Using the 30% rule, a financial analyst salary in California (~$121,941/yr) supports up to $3,049 a month in rent. Carmel-by-the-Sea's current median rent is $6,281/mo, which is $3,232/mo over the affordability threshold.

How many hours does a financial analyst work to cover rent in Carmel-by-the-Sea?

At an hourly equivalent of about $59 an hour, a financial analyst in California works roughly 107.1 hours a month to cover Carmel-by-the-Sea's median rent of $6,281.

Where is rent cheaper than Carmel-by-the-Sea for a financial analyst?

Nearby California cities with lower median rent include San Marino ($6,258/mo), San Marino ($6,172/mo), San Marino ($6,133/mo). Each shifts the affordability math materially on a financial analyst salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Carmel-by-the-Sea, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.