Can A Financial Analyst Afford Rent in Spencer, MA?

Comfortably affordable — rent takes 19% of gross income.

Spencer rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Spencer median rent
$1,898/mo
Financial Analyst salary (Massachusetts)
$119,874/yr
Rent as % of income
19%
Gross monthly income works out to about $9,990, and the 30% rule supports up to $2,997/mo in rent. Spencer's median rent of $1,898 leaves roughly $1,099/mo of headroom under that threshold. A financial analyst works roughly 32.9 hours a month to cover that rent.

About rent and a financial analyst salary

Financial analyst pay covers comfortable rent in most US cities. At the national-average financial-analyst salary, the 30% rule supports about $2,584 a month in rent, which is above the median in nearly every metro tracked here.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Spencer, which improves the affordability math on a financial analyst salary:

New Bedford, MA
$1,880/mo (18.8% of income)
Plymouth, MA
$1,879/mo (18.8% of income)
Webster, MA
$1,878/mo (18.8% of income)

Compare with full rent data for Spencer

View full rent data for Spencer, MA

Frequently asked questions

Can a financial analyst afford rent in Spencer, MA?

Median rent in Spencer is $1,898 a month. A typical financial analyst in Massachusetts earns about $119,874 a year, which makes that rent 19% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a financial analyst afford in Spencer?

Using the 30% rule, a financial analyst salary in Massachusetts (~$119,874/yr) supports up to $2,997 a month in rent. Spencer's current median rent is $1,898/mo, which leaves a $1,099/mo buffer.

How many hours does a financial analyst work to cover rent in Spencer?

At an hourly equivalent of about $58 an hour, a financial analyst in Massachusetts works roughly 32.9 hours a month to cover Spencer's median rent of $1,898.

Where is rent cheaper than Spencer for a financial analyst?

Nearby Massachusetts cities with lower median rent include New Bedford ($1,880/mo), Plymouth ($1,879/mo), Webster ($1,878/mo). Each shifts the affordability math materially on a financial analyst salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Spencer, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.