Can A Firefighter Afford Rent in Palm Bay, FL?
Stretched but workable — rent takes 38.6% of gross income.
Palm Bay rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).
About rent and a firefighter salary
Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.
Cheaper rent nearby
These Florida cities have lower median rent than Palm Bay, which improves the affordability math on a firefighter salary:
Compare with full rent data for Palm Bay
View full rent data for Palm Bay, FL →Frequently asked questions
Can a firefighter afford rent in Palm Bay, FL?
Median rent in Palm Bay is $1,881 a month. A typical firefighter in Florida earns about $58,413 a year, which makes that rent 38.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a firefighter afford in Palm Bay?
Using the 30% rule, a firefighter salary in Florida (~$58,413/yr) supports up to $1,460 a month in rent. Palm Bay's current median rent is $1,881/mo, which is $421/mo over the affordability threshold.
How many hours does a firefighter work to cover rent in Palm Bay?
At an hourly equivalent of about $28 an hour, a firefighter in Florida works roughly 67 hours a month to cover Palm Bay's median rent of $1,881.
Where is rent cheaper than Palm Bay for a firefighter?
Nearby Florida cities with lower median rent include Englewood ($1,880/mo), Callaway ($1,880/mo), Zephyrhills ($1,880/mo). Each shifts the affordability math materially on a firefighter salary.