Can A Firefighter Afford Rent in Frederick, MD?

Stretched but workable — rent takes 39% of gross income.

Frederick rent: June 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Frederick median rent
$2,205/mo
Firefighter salary (Maryland)
$67,835/yr
Rent as % of income
39%
Gross monthly income works out to about $5,653, and the 30% rule supports up to $1,696/mo in rent. Frederick's median rent of $2,205 exceeds that threshold by $509/mo, putting a firefighter salary into the rent-burdened range here. A firefighter works roughly 67.6 hours a month to cover that rent.

About rent and a firefighter salary

Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.

Cheaper rent nearby

These Maryland cities have lower median rent than Frederick, which improves the affordability math on a firefighter salary:

Elkridge, MD
$2,204/mo (39% of income)
Greenbelt, MD
$2,203/mo (39% of income)
Upper Marlboro, MD
$2,201/mo (38.9% of income)

Compare with full rent data for Frederick

View full rent data for Frederick, MD

Frequently asked questions

Can a firefighter afford rent in Frederick, MD?

Median rent in Frederick is $2,205 a month. A typical firefighter in Maryland earns about $67,835 a year, which makes that rent 39% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a firefighter afford in Frederick?

Using the 30% rule, a firefighter salary in Maryland (~$67,835/yr) supports up to $1,696 a month in rent. Frederick's current median rent is $2,205/mo, which is $509/mo over the affordability threshold.

How many hours does a firefighter work to cover rent in Frederick?

At an hourly equivalent of about $33 an hour, a firefighter in Maryland works roughly 67.6 hours a month to cover Frederick's median rent of $2,205.

Where is rent cheaper than Frederick for a firefighter?

Nearby Maryland cities with lower median rent include Elkridge ($2,204/mo), Greenbelt ($2,203/mo), Upper Marlboro ($2,201/mo). Each shifts the affordability math materially on a firefighter salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Frederick, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.