Can A Firefighter Afford Rent in Helena, MT?

Stretched but workable — rent takes 36.1% of gross income.

Helena rent: June 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Helena median rent
$1,663/mo
Firefighter salary (Montana)
$55,273/yr
Rent as % of income
36.1%
Gross monthly income works out to about $4,606, and the 30% rule supports up to $1,382/mo in rent. Helena's median rent of $1,663 exceeds that threshold by $281/mo, putting a firefighter salary into the rent-burdened range here. A firefighter works roughly 62.6 hours a month to cover that rent.

About rent and a firefighter salary

Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.

Cheaper rent nearby

These Montana cities have lower median rent than Helena, which improves the affordability math on a firefighter salary:

Livingston, MT
$1,600/mo (34.7% of income)
Missoula, MT
$1,568/mo (34% of income)
Missoula, MT
$1,550/mo (33.7% of income)

Compare with full rent data for Helena

View full rent data for Helena, MT

Frequently asked questions

Can a firefighter afford rent in Helena, MT?

Median rent in Helena is $1,663 a month. A typical firefighter in Montana earns about $55,273 a year, which makes that rent 36.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a firefighter afford in Helena?

Using the 30% rule, a firefighter salary in Montana (~$55,273/yr) supports up to $1,382 a month in rent. Helena's current median rent is $1,663/mo, which is $281/mo over the affordability threshold.

How many hours does a firefighter work to cover rent in Helena?

At an hourly equivalent of about $27 an hour, a firefighter in Montana works roughly 62.6 hours a month to cover Helena's median rent of $1,663.

Where is rent cheaper than Helena for a firefighter?

Nearby Montana cities with lower median rent include Livingston ($1,600/mo), Missoula ($1,568/mo), Missoula ($1,550/mo). Each shifts the affordability math materially on a firefighter salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Helena, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.