Can A Firefighter Afford Rent in Niagara Falls, NY?

Comfortably affordable — rent takes 20.3% of gross income.

Niagara Falls rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Niagara Falls median rent
$1,212/mo
Firefighter salary (New York)
$71,603/yr
Rent as % of income
20.3%
Gross monthly income works out to about $5,967, and the 30% rule supports up to $1,790/mo in rent. Niagara Falls's median rent of $1,212 leaves roughly $578/mo of headroom under that threshold. A firefighter works roughly 35.2 hours a month to cover that rent.

About rent and a firefighter salary

Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.

Cheaper rent nearby

These New York cities have lower median rent than Niagara Falls, which improves the affordability math on a firefighter salary:

Johnson City, NY
$1,210/mo (20.3% of income)
Johnson City, NY
$1,207/mo (20.2% of income)
Watertown, NY
$1,205/mo (20.2% of income)

Compare with full rent data for Niagara Falls

View full rent data for Niagara Falls, NY

Frequently asked questions

Can a firefighter afford rent in Niagara Falls, NY?

Median rent in Niagara Falls is $1,212 a month. A typical firefighter in New York earns about $71,603 a year, which makes that rent 20.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a firefighter afford in Niagara Falls?

Using the 30% rule, a firefighter salary in New York (~$71,603/yr) supports up to $1,790 a month in rent. Niagara Falls's current median rent is $1,212/mo, which leaves a $578/mo buffer.

How many hours does a firefighter work to cover rent in Niagara Falls?

At an hourly equivalent of about $34 an hour, a firefighter in New York works roughly 35.2 hours a month to cover Niagara Falls's median rent of $1,212.

Where is rent cheaper than Niagara Falls for a firefighter?

Nearby New York cities with lower median rent include Johnson City ($1,210/mo), Johnson City ($1,207/mo), Watertown ($1,205/mo). Each shifts the affordability math materially on a firefighter salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Niagara Falls, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.