Can A Lawyer Afford Rent in Swampscott, MA?

Comfortably affordable — rent takes 20.7% of gross income.

Swampscott rent: September 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Swampscott median rent
$3,536/mo
Lawyer salary (Massachusetts)
$204,705/yr
Rent as % of income
20.7%
Gross monthly income works out to about $17,059, and the 30% rule supports up to $5,118/mo in rent. Swampscott's median rent of $3,536 leaves roughly $1,582/mo of headroom under that threshold. A lawyer works roughly 35.9 hours a month to cover that rent.

About rent and a lawyer salary

Lawyer pay covers comfortable rent in every US city, but the surplus after rent varies sharply by metro. Big-law and federal-government lawyer pay clusters in a handful of cities where rent is also highest, which compresses the affordability margin. At the national-average lawyer salary, the 30% rule supports about $4,412 a month in rent — above the median rent in even the most expensive US metro.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Swampscott, which improves the affordability math on a lawyer salary:

Needham, MA
$3,535/mo (20.7% of income)
Medford, MA
$3,529/mo (20.7% of income)
Medford, MA
$3,528/mo (20.7% of income)

Compare with full rent data for Swampscott

View full rent data for Swampscott, MA →

Frequently asked questions

Can a lawyer afford rent in Swampscott, MA?

Median rent in Swampscott is $3,536 a month. A typical lawyer in Massachusetts earns about $204,705 a year, which makes that rent 20.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a lawyer afford in Swampscott?

Using the 30% rule, a lawyer salary in Massachusetts (~$204,705/yr) supports up to $5,118 a month in rent. Swampscott's current median rent is $3,536/mo, which leaves a $1,582/mo buffer.

How many hours does a lawyer work to cover rent in Swampscott?

At an hourly equivalent of about $98 an hour, a lawyer in Massachusetts works roughly 35.9 hours a month to cover Swampscott's median rent of $3,536.

Where is rent cheaper than Swampscott for a lawyer?

Nearby Massachusetts cities with lower median rent include Needham ($3,535/mo), Medford ($3,529/mo), Medford ($3,528/mo). Each shifts the affordability math materially on a lawyer salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Swampscott, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.