Can A Pharmacist Afford Rent in Waikoloa, HI?

Comfortably affordable — rent takes 26.8% of gross income.

Waikoloa rent: September 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Waikoloa median rent
$3,200/mo
Pharmacist salary (Hawaii)
$143,370/yr
Rent as % of income
26.8%
Gross monthly income works out to about $11,948, and the 30% rule supports up to $3,584/mo in rent. Waikoloa's median rent of $3,200 leaves roughly $384/mo of headroom under that threshold. A pharmacist works roughly 46.4 hours a month to cover that rent.

About rent and a pharmacist salary

Pharmacist pay covers comfortable rent in nearly every US city. At the national-average pharmacist salary, the 30% rule supports about $3,319 a month in rent — above median rent in all but a handful of high-cost coastal metros.

Cheaper rent nearby

These Hawaii cities have lower median rent than Waikoloa, which improves the affordability math on a pharmacist salary:

Makawao, HI
$3,199/mo (26.8% of income)
Wailuku, HI
$3,197/mo (26.8% of income)
Lahaina, HI
$3,197/mo (26.8% of income)

Compare with full rent data for Waikoloa

View full rent data for Waikoloa, HI →

Frequently asked questions

Can a pharmacist afford rent in Waikoloa, HI?

Median rent in Waikoloa is $3,200 a month. A typical pharmacist in Hawaii earns about $143,370 a year, which makes that rent 26.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a pharmacist afford in Waikoloa?

Using the 30% rule, a pharmacist salary in Hawaii (~$143,370/yr) supports up to $3,584 a month in rent. Waikoloa's current median rent is $3,200/mo, which leaves a $384/mo buffer.

How many hours does a pharmacist work to cover rent in Waikoloa?

At an hourly equivalent of about $69 an hour, a pharmacist in Hawaii works roughly 46.4 hours a month to cover Waikoloa's median rent of $3,200.

Where is rent cheaper than Waikoloa for a pharmacist?

Nearby Hawaii cities with lower median rent include Makawao ($3,199/mo), Wailuku ($3,197/mo), Lahaina ($3,197/mo). Each shifts the affordability math materially on a pharmacist salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waikoloa, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.