Can A Pharmacist Afford Rent in Waterloo, IA?

Comfortably affordable — rent takes 8.8% of gross income.

Waterloo rent: June 2026. Salary: BLS OEWS May 2024 (Iowa state estimate).

Waterloo median rent
$898/mo
Pharmacist salary (Iowa)
$122,130/yr
Rent as % of income
8.8%
Gross monthly income works out to about $10,178, and the 30% rule supports up to $3,053/mo in rent. Waterloo's median rent of $898 leaves roughly $2,155/mo of headroom under that threshold. A pharmacist works roughly 15.3 hours a month to cover that rent.

About rent and a pharmacist salary

Pharmacist pay covers comfortable rent in nearly every US city. At the national-average pharmacist salary, the 30% rule supports about $3,319 a month in rent — above median rent in all but a handful of high-cost coastal metros.

Cheaper rent nearby

These Iowa cities have lower median rent than Waterloo, which improves the affordability math on a pharmacist salary:

Cedar Rapids, IA
$897/mo (8.8% of income)
Marshalltown, IA
$893/mo (8.8% of income)
Newton, IA
$887/mo (8.7% of income)

Compare with full rent data for Waterloo

View full rent data for Waterloo, IA

Frequently asked questions

Can a pharmacist afford rent in Waterloo, IA?

Median rent in Waterloo is $898 a month. A typical pharmacist in Iowa earns about $122,130 a year, which makes that rent 8.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a pharmacist afford in Waterloo?

Using the 30% rule, a pharmacist salary in Iowa (~$122,130/yr) supports up to $3,053 a month in rent. Waterloo's current median rent is $898/mo, which leaves a $2,155/mo buffer.

How many hours does a pharmacist work to cover rent in Waterloo?

At an hourly equivalent of about $59 an hour, a pharmacist in Iowa works roughly 15.3 hours a month to cover Waterloo's median rent of $898.

Where is rent cheaper than Waterloo for a pharmacist?

Nearby Iowa cities with lower median rent include Cedar Rapids ($897/mo), Marshalltown ($893/mo), Newton ($887/mo). Each shifts the affordability math materially on a pharmacist salary.

Methodology: Salary uses the BLS-derived Iowa state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waterloo, IA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.