Can A Physical Therapist Afford Rent in Carmel-by-the-Sea, CA?

Rent-burdened — rent takes 64.1% of gross income.

Carmel-by-the-Sea rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Carmel-by-the-Sea median rent
$6,281/mo
Physical Therapist salary (California)
$117,658/yr
Rent as % of income
64.1%
Gross monthly income works out to about $9,805, and the 30% rule supports up to $2,941/mo in rent. Carmel-by-the-Sea's median rent of $6,281 exceeds that threshold by $3,340/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 111 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These California cities have lower median rent than Carmel-by-the-Sea, which improves the affordability math on a physical therapist salary:

San Marino, CA
$6,258/mo (63.8% of income)
San Marino, CA
$6,172/mo (62.9% of income)
San Marino, CA
$6,133/mo (62.6% of income)

Compare with full rent data for Carmel-by-the-Sea

View full rent data for Carmel-by-the-Sea, CA

Frequently asked questions

Can a physical therapist afford rent in Carmel-by-the-Sea, CA?

Median rent in Carmel-by-the-Sea is $6,281 a month. A typical physical therapist in California earns about $117,658 a year, which makes that rent 64.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Carmel-by-the-Sea?

Using the 30% rule, a physical therapist salary in California (~$117,658/yr) supports up to $2,941 a month in rent. Carmel-by-the-Sea's current median rent is $6,281/mo, which is $3,340/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Carmel-by-the-Sea?

At an hourly equivalent of about $57 an hour, a physical therapist in California works roughly 111 hours a month to cover Carmel-by-the-Sea's median rent of $6,281.

Where is rent cheaper than Carmel-by-the-Sea for a physical therapist?

Nearby California cities with lower median rent include San Marino ($6,258/mo), San Marino ($6,172/mo), San Marino ($6,133/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Carmel-by-the-Sea, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.