Can A Physical Therapist Afford Rent in Carmel-by-the-Sea, CA?
Rent-burdened — rent takes 55.5% of gross income.
Carmel-by-the-Sea rent: July 2026. Salary: BLS OEWS May 2024 (California state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These California cities have lower median rent than Carmel-by-the-Sea, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Carmel-by-the-Sea
View full rent data for Carmel-by-the-Sea, CA →Frequently asked questions
Can a physical therapist afford rent in Carmel-by-the-Sea, CA?
Median rent in Carmel-by-the-Sea is $5,443 a month. A typical physical therapist in California earns about $117,658 a year, which makes that rent 55.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a physical therapist afford in Carmel-by-the-Sea?
Using the 30% rule, a physical therapist salary in California (~$117,658/yr) supports up to $2,941 a month in rent. Carmel-by-the-Sea's current median rent is $5,443/mo, which is $2,502/mo over the affordability threshold.
How many hours does a physical therapist work to cover rent in Carmel-by-the-Sea?
At an hourly equivalent of about $57 an hour, a physical therapist in California works roughly 96.2 hours a month to cover Carmel-by-the-Sea's median rent of $5,443.
Where is rent cheaper than Carmel-by-the-Sea for a physical therapist?
Nearby California cities with lower median rent include Coronado ($5,440/mo), Tiburon ($5,436/mo), Tiburon ($5,432/mo). Each shifts the affordability math materially on a physical therapist salary.