Can A Physical Therapist Afford Rent in Scotts Valley, CA?

Rent-burdened — rent takes 45.2% of gross income.

Scotts Valley rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Scotts Valley median rent
$4,436/mo
Physical Therapist salary (California)
$117,658/yr
Rent as % of income
45.2%
Gross monthly income works out to about $9,805, and the 30% rule supports up to $2,941/mo in rent. Scotts Valley's median rent of $4,436 exceeds that threshold by $1,495/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 78.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These California cities have lower median rent than Scotts Valley, which improves the affordability math on a physical therapist salary:

Truckee, CA
$4,435/mo (45.2% of income)
Beverly Hills, CA
$4,433/mo (45.2% of income)
Rancho Palos Verdes, CA
$4,433/mo (45.2% of income)

Compare with full rent data for Scotts Valley

View full rent data for Scotts Valley, CA

Frequently asked questions

Can a physical therapist afford rent in Scotts Valley, CA?

Median rent in Scotts Valley is $4,436 a month. A typical physical therapist in California earns about $117,658 a year, which makes that rent 45.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Scotts Valley?

Using the 30% rule, a physical therapist salary in California (~$117,658/yr) supports up to $2,941 a month in rent. Scotts Valley's current median rent is $4,436/mo, which is $1,495/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Scotts Valley?

At an hourly equivalent of about $57 an hour, a physical therapist in California works roughly 78.4 hours a month to cover Scotts Valley's median rent of $4,436.

Where is rent cheaper than Scotts Valley for a physical therapist?

Nearby California cities with lower median rent include Truckee ($4,435/mo), Beverly Hills ($4,433/mo), Rancho Palos Verdes ($4,433/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Scotts Valley, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.