Can A Physical Therapist Afford Rent in Clearwater, FL?

Comfortably affordable — rent takes 25.4% of gross income.

Clearwater rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Clearwater median rent
$1,962/mo
Physical Therapist salary (Florida)
$92,730/yr
Rent as % of income
25.4%
Gross monthly income works out to about $7,728, and the 30% rule supports up to $2,318/mo in rent. Clearwater's median rent of $1,962 leaves roughly $356/mo of headroom under that threshold. A physical therapist works roughly 44 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Florida cities have lower median rent than Clearwater, which improves the affordability math on a physical therapist salary:

Saint Johns, FL
$1,961/mo (25.4% of income)
San Antonio, FL
$1,961/mo (25.4% of income)
Freeport, FL
$1,961/mo (25.4% of income)

Compare with full rent data for Clearwater

View full rent data for Clearwater, FL

Frequently asked questions

Can a physical therapist afford rent in Clearwater, FL?

Median rent in Clearwater is $1,962 a month. A typical physical therapist in Florida earns about $92,730 a year, which makes that rent 25.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Clearwater?

Using the 30% rule, a physical therapist salary in Florida (~$92,730/yr) supports up to $2,318 a month in rent. Clearwater's current median rent is $1,962/mo, which leaves a $356/mo buffer.

How many hours does a physical therapist work to cover rent in Clearwater?

At an hourly equivalent of about $45 an hour, a physical therapist in Florida works roughly 44 hours a month to cover Clearwater's median rent of $1,962.

Where is rent cheaper than Clearwater for a physical therapist?

Nearby Florida cities with lower median rent include Saint Johns ($1,961/mo), San Antonio ($1,961/mo), Freeport ($1,961/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Clearwater, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.