Can A Physical Therapist Afford Rent in Crystal Lake, IL?

Comfortably affordable — rent takes 24.9% of gross income.

Crystal Lake rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Crystal Lake median rent
$2,112/mo
Physical Therapist salary (Illinois)
$101,704/yr
Rent as % of income
24.9%
Gross monthly income works out to about $8,475, and the 30% rule supports up to $2,543/mo in rent. Crystal Lake's median rent of $2,112 leaves roughly $431/mo of headroom under that threshold. A physical therapist works roughly 43.2 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Illinois cities have lower median rent than Crystal Lake, which improves the affordability math on a physical therapist salary:

Naperville, IL
$2,110/mo (24.9% of income)
Geneva, IL
$2,110/mo (24.9% of income)
Lake Bluff, IL
$2,110/mo (24.9% of income)

Compare with full rent data for Crystal Lake

View full rent data for Crystal Lake, IL

Frequently asked questions

Can a physical therapist afford rent in Crystal Lake, IL?

Median rent in Crystal Lake is $2,112 a month. A typical physical therapist in Illinois earns about $101,704 a year, which makes that rent 24.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Crystal Lake?

Using the 30% rule, a physical therapist salary in Illinois (~$101,704/yr) supports up to $2,543 a month in rent. Crystal Lake's current median rent is $2,112/mo, which leaves a $431/mo buffer.

How many hours does a physical therapist work to cover rent in Crystal Lake?

At an hourly equivalent of about $49 an hour, a physical therapist in Illinois works roughly 43.2 hours a month to cover Crystal Lake's median rent of $2,112.

Where is rent cheaper than Crystal Lake for a physical therapist?

Nearby Illinois cities with lower median rent include Naperville ($2,110/mo), Geneva ($2,110/mo), Lake Bluff ($2,110/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Crystal Lake, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.