Can A Physical Therapist Afford Rent in O Fallon, IL?

Comfortably affordable — rent takes 18.9% of gross income.

O Fallon rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

O Fallon median rent
$1,599/mo
Physical Therapist salary (Illinois)
$101,704/yr
Rent as % of income
18.9%
Gross monthly income works out to about $8,475, and the 30% rule supports up to $2,543/mo in rent. O Fallon's median rent of $1,599 leaves roughly $944/mo of headroom under that threshold. A physical therapist works roughly 32.7 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Illinois cities have lower median rent than O Fallon, which improves the affordability math on a physical therapist salary:

Waukegan, IL
$1,597/mo (18.8% of income)
Oak Park, IL
$1,596/mo (18.8% of income)
Forest Park, IL
$1,595/mo (18.8% of income)

Compare with full rent data for O Fallon

View full rent data for O Fallon, IL

Frequently asked questions

Can a physical therapist afford rent in O Fallon, IL?

Median rent in O Fallon is $1,599 a month. A typical physical therapist in Illinois earns about $101,704 a year, which makes that rent 18.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in O Fallon?

Using the 30% rule, a physical therapist salary in Illinois (~$101,704/yr) supports up to $2,543 a month in rent. O Fallon's current median rent is $1,599/mo, which leaves a $944/mo buffer.

How many hours does a physical therapist work to cover rent in O Fallon?

At an hourly equivalent of about $49 an hour, a physical therapist in Illinois works roughly 32.7 hours a month to cover O Fallon's median rent of $1,599.

Where is rent cheaper than O Fallon for a physical therapist?

Nearby Illinois cities with lower median rent include Waukegan ($1,597/mo), Oak Park ($1,596/mo), Forest Park ($1,595/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for O Fallon, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.