Can A Physical Therapist Afford Rent in Oswego, IL?
Comfortably affordable — rent takes 28.5% of gross income.
Oswego rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Illinois cities have lower median rent than Oswego, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Oswego
View full rent data for Oswego, IL →Frequently asked questions
Can a physical therapist afford rent in Oswego, IL?
Median rent in Oswego is $2,415 a month. A typical physical therapist in Illinois earns about $101,704 a year, which makes that rent 28.5% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Oswego?
Using the 30% rule, a physical therapist salary in Illinois (~$101,704/yr) supports up to $2,543 a month in rent. Oswego's current median rent is $2,415/mo, which leaves a $128/mo buffer.
How many hours does a physical therapist work to cover rent in Oswego?
At an hourly equivalent of about $49 an hour, a physical therapist in Illinois works roughly 49.4 hours a month to cover Oswego's median rent of $2,415.
Where is rent cheaper than Oswego for a physical therapist?
Nearby Illinois cities with lower median rent include Lockport ($2,414/mo), Lockport ($2,413/mo), Chicago ($2,409/mo). Each shifts the affordability math materially on a physical therapist salary.