Can A Physical Therapist Afford Rent in Melrose, MA?

Stretched but workable — rent takes 31.4% of gross income.

Melrose rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Melrose median rent
$3,026/mo
Physical Therapist salary (Massachusetts)
$115,664/yr
Rent as % of income
31.4%
Gross monthly income works out to about $9,639, and the 30% rule supports up to $2,892/mo in rent. Melrose's median rent of $3,026 exceeds that threshold by $134/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 54.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Melrose, which improves the affordability math on a physical therapist salary:

Burlington, MA
$3,025/mo (31.4% of income)
Bedford, MA
$3,024/mo (31.4% of income)
Winchester, MA
$3,023/mo (31.4% of income)

Compare with full rent data for Melrose

View full rent data for Melrose, MA

Frequently asked questions

Can a physical therapist afford rent in Melrose, MA?

Median rent in Melrose is $3,026 a month. A typical physical therapist in Massachusetts earns about $115,664 a year, which makes that rent 31.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Melrose?

Using the 30% rule, a physical therapist salary in Massachusetts (~$115,664/yr) supports up to $2,892 a month in rent. Melrose's current median rent is $3,026/mo, which is $134/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Melrose?

At an hourly equivalent of about $56 an hour, a physical therapist in Massachusetts works roughly 54.4 hours a month to cover Melrose's median rent of $3,026.

Where is rent cheaper than Melrose for a physical therapist?

Nearby Massachusetts cities with lower median rent include Burlington ($3,025/mo), Bedford ($3,024/mo), Winchester ($3,023/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Melrose, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.