Can A Physical Therapist Afford Rent in Spencer, MA?
Comfortably affordable — rent takes 19.7% of gross income.
Spencer rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Spencer, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Spencer
View full rent data for Spencer, MA →Frequently asked questions
Can a physical therapist afford rent in Spencer, MA?
Median rent in Spencer is $1,898 a month. A typical physical therapist in Massachusetts earns about $115,664 a year, which makes that rent 19.7% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Spencer?
Using the 30% rule, a physical therapist salary in Massachusetts (~$115,664/yr) supports up to $2,892 a month in rent. Spencer's current median rent is $1,898/mo, which leaves a $994/mo buffer.
How many hours does a physical therapist work to cover rent in Spencer?
At an hourly equivalent of about $56 an hour, a physical therapist in Massachusetts works roughly 34.1 hours a month to cover Spencer's median rent of $1,898.
Where is rent cheaper than Spencer for a physical therapist?
Nearby Massachusetts cities with lower median rent include New Bedford ($1,880/mo), Plymouth ($1,879/mo), Webster ($1,878/mo). Each shifts the affordability math materially on a physical therapist salary.